As a Registered Investment Advisor, we have the fiduciary responsibility to place your interests, and those of your employees, ahead of all others to assure conflict-free services with fees that are fully transparent.
As independent, objective professionals, we partner with the leading custodians and record-keepers, providing you with a nearly unlimited set of investment options. Our approach helps keep cost low which benefits participants. Together we will assemble the type of 401K plan that perfectly suits your business and your employees, including:
Are you relying on your provider for investment monitoring, a process which is inherently conflicted? 401k ProAdvisor acts as an investment “watchdog,” continually reviewing the fund selection, fees and performance of your plan. Every quarter, we conduct a detailed review of your plan investments, providing you with a monitoring and action report with specific recommendations for program enhancements, if required. Ongoing plan monitoring can eliminate poor performing options, keep costs low and reduce plan liability.
As the sponsor of a 401K plan, the Employee Retirement Income Security Act (ERISA) requires you meet a number of legal requirements and obligations. Rest assured that 401k ProAdvisor serves as a fiduciary manager to all types and sizes of 401k plans. We can provide anything from limited advice and assistance as an ERISA 3(21) fiduciary up through full discretionary management as an ERISA 3(38) fiduciary – with Qualified Default Investment Alternative (QDIA) services and managed models, relieving you as sponsor of your duties and liabilities for this function.