Employee and Investor FAQ

What is your investment process?

401k ProAdvisor uses a dual investment strategy.

First, we determine the proper allocation of funds based on your objectives and the current fundamentals. Typically this will make up about half of the portfolio. In this part of the portfolio, we are looking for broad market exposure and low costs.
We review your fund choices, looking ahead to expected returns - not back to past returns. Investment criteria include:

  • Performance
  • Management
  • Expense ratio
  • Trading restrictions
  • Fund holdings
  • Asset allocation
  • Risk and objectives

Second, we tactically manage the remaining portion by allocating funds according to current and expected market conditions, and  risk. This may lead to y different types of funds and weightings.

What if I currently have multiple retirement accounts or company stock in my plan?
We can assist you with all of your retirement investments, whether through your company 401K or other plans and programs.
What if my spouse and both want advice for different plans?
401K ProAdvisor can advise you and your spouse on all of your retirement investment needs.
What if I have a Roth 401K option?
We can provide fund recommendations if you have a Roth 401K option.
What if I leave the company?
If you leave the money in the company plan, we can continue to advise you. We can also help you rollover your IRA into another investment if that is your choice.
What if I already rolled my 401k to an IRA?
We can manage your IRA.
What kinds of retirement plans do you provide advice for?
We provide advice for all kinds (401k, 403b, 457, deferred comp.TPS, others).
My plan has Exchange Traded Funds or ETF's. Can you help me with those?
Yes, we can easily incorporate all fund types into our models.
What if I am not satisfied?
You can cancel at any time by notifying us based on the instructions in your service agreement.

Contact 401K ProAdvisor Today!

Site disclaimer: 401k ProAdvisor is a DBA of Wealth & Pension Services Group, Inc., a registered investment advisor. This site is for information purposes only regarding services. This is not an offer to buy or sell any investment. We do not provide legal or tax advice. Securities offered by Triad Advisors, member FINRA, SIPC.