401K Fiduciary Advice for Plans and Participants

Your 401K plan is more than an account, more than a list of funds.

As an employer, it represents a substantial resource investment, benefit, and a fiduciary responsibility. As an employee, it represents your long-term financial security.

The Atlanta based team at 401K Pro Advisor has more than 40 years of industry experience, and maintains the highest fiduciary standard for delivering objective 401k advice, plan management, custom investment options, and personal participant attention. Whether you are an employer or an employee with a 401k, our mission is to help you make the most of your plan.  With new 401k fee disclosure rules going into effect, 2012 is a perfect time to evaluate your 401k.

Are you ready for new DOL fee disclosure rules?

With the passage of the new Department of Labor rules that fundamentally change the way 401K service providers disclose fees and conflicts, now is the perfect time for a 401K plan review to assess the ROI of your plan…and your plan broker. 

Our 408(b)2 ToolKit provides the answers you need to understand these new rules, and our FRAMESM (Fiduciary Responsibility and Management Evaluation) service, can uncover and help correct fiduciary shortfalls and improve your plan’s performance.

For Employers

Our BESTSM process (Benchmark, Evaluate, Select, Transform) delivers more options, better service, and an average of 20-50% lower cost.

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For Employees/Individuals

Advice that Matters - Real advice from trusted advisors who will work with you and your 401k or IRA to help you achieve your financial goals.

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ProAdvisor Blog

Commissions as Finder's Fees - Fiduciary Red Flags

We recently came across a case involving a broker who collected a large asset- based deposit fee on the rollover deposits of a 401k plan with eight figures in assets.The plan was already under the broker’s control - it was not a takeover.  The rational for the client to change plans was to improve the plan by lowering the investment costs. While the “fee” was disclosed (in small type) to the client in the agreement, we were doubtful the plan sponsor understood the significance of it.

This “fee” was really finder’s fee, also known as a commission. 

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Site disclaimer: 401k ProAdvisor is a DBA of Wealth & Pension Services Group, Inc., a registered investment advisor. This site is for information purposes only regarding services. This is not an offer to buy or sell any investment. We do not provide legal or tax advice. Securities offered by Triad Advisors, member FINRA, SIPC.